Healthcare.gov is Open with Record-Low Premiums
New Savings Mean More People Qualify for Quality, Affordable Health Insurance
Free Help Is Available
Trained navigators are ready to help local people – at no cost – who would like help reviewing the plans and signing up. Make an appointment at pisgahlegal.org/aca or call (828) 210-3404.
Consumers enrolling in a plan on HealthCare.gov (for Spanish-speakers Cuidadodesalud.gov) are guaranteed to receive comprehensive coverage and cannot be denied coverage based on pre-existing conditions. All plans cover essential benefits, including doctor and hospital visits, prescription drugs, mental health treatment, and maternity care. In addition, consumers receive free preventive care services, such as immunizations and health screenings. Testing and treatment of COVID-19 are considered essential health benefits and are covered by all HealthCare.gov plans.
Consumers should avoid insurance plans offered outside of HealthCare.gov that seem too good to be true. “Junk insurance” products and short-term limited duration plans pose huge financial risks to consumers. These products can refuse to pay for care for pre-existing conditions, charge consumers more based on their gender, and impose annual coverage limits. HealthCare.gov is the only website where North Carolina consumers are guaranteed to get comprehensive coverage.
Pisgah Legal and other enrollment partners of WNC participating organizations give local people free, unbiased health insurance information and enrollment assistance in the NC Health Insurance Marketplace. These organizations include: Council on Aging of Buncombe County, Blue Ridge Community Health Services, Legal Aid of North Carolina, Mountain Projects, Inc., Western Carolina Medical Society, and Pisgah Legal Services. Pisgah Legal Services is a member of the North Carolina Navigators Consortium.
Since 1978, nonprofit Pisgah Legal Services has provided free civil legal aid to help people with low incomes seek justice and meet their basic needs including preventing homelessness, stopping domestic violence and securing health care. PLS provides a broad array of free legal services. Last year Pisgah Legal served more than 20,000 people across the mountain region.
PLS has offices in Asheville, Burnsville, Brevard, Hendersonville, Highlands/Cashiers, Marshall, Newland, Rutherfordton and Spruce Pine. Pisgah Legal employs staff attorneys and relies heavily on the pro bono legal services of approximately 300 volunteer attorneys.